How Pet Insurance Works
We’re On a Mission!
Demystifying pet insurance, one policy at a time.
Shopping for pet insurance can be confusing and time consuming. There are multiple providers, unfamiliar terms, and varying policy provisions, inclusions and exclusions that make it difficult to accurately compare policies. That’s why we created ShopPetInsurance.com.
If you’re wondering what is pet insurance and how does it work, we explore top providers, share expert opinions, personalize the options and outline benefits in a side-by-side comparison that’s easy to understand. Let Shop Pet Insurance be your guide!
How Does Pet Insurance Reimbursement Work?
Keep your furry friend happy and healthy with pet insurance. How does it work? Pet insurance works through a reimbursement basis. For example, you take your cat or dog to the vet for treatment and pay the bill up front in full. Then, you file a claim for reimbursement of expenses that are eligible. Once the claim is approved by the pet insurance company, you’ll receive the reimbursement.
When you purchase a policy, you’ll select a deductible, an annual limit and a reimbursement percentage. As a pet owner, you’ll pay a monthly premium to the insurer in exchange for coverage. The policy you select outlines the conditions and expenses that are covered as well as your deductible and annual limit. Keep in mind that the deductible needs to be met before you can receive reimbursement from the pet insurance company.
If your furry friend gets sick or hurt unexpectedly, pet insurance helps you cover the cost. It’s a good investment that provides you with peace of mind and your dog or cat with appropriate medical care. You also don’t have to worry about finding an in-network vet since it’s designed to reimburse you for covered costs.